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lavucapital.co.in
lavucapital.co.in
Financial Services
Products & Services

What We Offer

Responsible lending products designed for quick access to credit, backed by transparent terms and full regulatory compliance.

🥇 Gold Loans

Avail instant credit against your gold jewellery with hassle-free processing, competitive interest rates, and insured safe custody of pledged ornaments in our secure vault. Gold loans are our primary product line, designed for individuals and businesses needing quick liquidity without parting with their assets permanently.

Same-day disbursal
Transparent gold valuation
Flexible repayment — bullet or EMI
Competitive interest rates
Insured custody of ornaments
No hidden charges or processing fees
Minimal documentation
Top-up facility on existing loans

🏠 Mortgage Loans / Loan Against Property

Unlock the value of your residential or commercial property without selling it. Our mortgage loans provide substantial credit for business expansion, working capital requirements, education, medical expenses, or any personal need — at competitive rates with longer repayment tenures.

Loans against residential property
Loans against commercial property
Longer tenure — flexible EMI
Transparent valuation process
No prepayment penalty on floating rate
Clear title verification process

🔒 Secured Business Loans

Term loans for MSMEs, traders, and individual entrepreneurs against tangible collateral. Whether you need working capital, equipment financing, or funds for business expansion, our secured lending products offer structured repayment schedules with terms disclosed upfront.

Working capital loans
MSME and trader financing
Structured EMI repayment
All charges disclosed upfront

📋 Key Facts Statement (KFS)

In compliance with RBI guidelines, every loan sanctioned by Lavu Capital is accompanied by a Key Facts Statement disclosing the Annual Percentage Rate (APR), total cost of credit, all applicable fees and charges, repayment schedule, and grievance redressal information — provided to the borrower in English or Telugu before loan agreement execution. The borrower is given adequate time to review the KFS and a cooling-off period as applicable.

Apply for a Loan
Visit our branch or contact us at 📞 9949858190  |  ✉️ compliance@lavucapital.co.in
3/1, Chandramouli Nagar, Guntur, AP – 522007